The new Rural Development program includes debt renegotiation for family farmers.

The Federal Government announced the "Desenrola Rural 3" program, aimed at regularizing debts and restoring access to credit for family farming, with a special focus on Pronaf operations. The new phase, which will be formalized through a decree published this week, expands the possibilities for renegotiating and settling debts until December 20, 2026, offering discounts, extended payment terms, and other financial support measures. The Minister of Agrarian Development and Family Farming, Fernanda Machiaveli, highlighted that the continuity and improvement of the program reinforce the government's commitment to strengthening family farming. "Desenrola Rural is being resumed under even more favorable conditions, with greater scope. In the case of those settled through Agrarian Reform, we have also included the possibility of renegotiating debts related to the Special Credit Program for Agrarian Reform (Procera). It is the Government of Brazil standing alongside all rural workers, alongside the Brazilian people," added Machiaveli. With this new phase, family farmers will have more time to join the Program and take advantage of the differentiated conditions for debt renegotiation, depending on the amount owed and the type of debt, with installments that can reach up to ten years. Desenrola Rural 3 also allows beneficiaries with operations contracted up to December 31, 2015, whose resources are entirely at the Union's risk, who are in default, and who have not been included in the Union's Active Debt (which prevents them from joining the Desenrola Rural renegotiation program), to carry out a new rural credit operation, entirely at the Union's risk, through Pronaf. Launched in 2025, Desenrola Rural has already reached more than 500,000 family farmers, with more than R$ 23 billion in renegotiated debts and hundreds of thousands of regularized contracts. The data indicate the scope of the initiative and the volume of operations already regularized within the program. According to the Secretary of Family Farming and Agroecology of the MDA (Ministry of Agrarian Development), Vanderley Ziger, the new phase consolidates and expands a policy that has already been showing results. “The Rural Unraveling 3 program deepens a policy that has already shown results. We are expanding the conditions for more farmers to regularize their situation, regain access to credit, and continue producing,” he adds. Family farmers, agrarian reform settlers, artisanal fishermen, traditional peoples and communities, and family farming cooperatives with debts overdue for more than a year can access the program. Adherence to Rural Unraveling varies according to the type of debt: – Debts registered in the Active Debt of the Union can be consulted and negotiated on the REGULARIZE website; – In the case of debts from Pronaf (National Program for Strengthening Family Farming) or contracted with financial institutions, regularization must be done directly with the institutions; – Debts from Installation Credit can be settled with Incra (National Institute for Colonization and Agrarian Reform), with specific discount conditions. 

This text was translated by machine from Brazilian Portuguese.