The federal government announced, this Tuesday (30), the offer of R$ 85.2 billion, a 9% increase, for the 2026/2027 Family Farming Crop Plan within the scope of the National Program for Strengthening Family Farming (Pronaf). The rate for financing food production went from 3% to 2% per year. For agroecological systems, organic production and socio-biodiversity products, the rate fell from 2% to just 1% per year.
Expansion of the limit for rural microcredit, Pronaf B
The Pronaf B program, rural microcredit, is productive inclusion for the families who need it most. *The credit limit per family unit in this line has been increased from R$ 53,000 to R$ 74,000. In 2022/2023, this limit was only R$ 6,000. The annual family income limit to access the credit has also increased, from R$ 50,000 to R$ 60,000. A true revolution.* The financing conditions are: interest rate of 0.5% per year, 3 years to pay, or 5 years in the case of housing, with a discount of up to 40% for those who pay on time.
Pronaf A
Measures that expand opportunities for settlers, indigenous peoples, and quilombola communities. Increase in the credit limit from R$ 50,000 to R$ 55,000. *Increase in Technical Assistance and Rural Extension from R$ 2,500 to R$ 3,000. Interest rate of 0.5% per year.* 40% bonus for those who pay on time.
More opportunities for women
In this International Year of the Women Farmer, there are many new developments for rural women, such as the reduction of the interest rate for Pronaf Investment, from 3% to 2% per year, with a limit of up to R$ 100,000. In Pronaf B, in addition to the R$ 20,000 for Productive Backyards, women now have a new line of credit of R$ 8,000 for Operating Expenses, thus being able to contract up to R$ 28,000 through rural microcredit with their own limit. The Public Call for Rural Extension for Women will also be launched, with an investment of R$ 50 million to serve 10,000 rural women.
More credit for young people
Measures aimed at rural youth have also been expanded. In Pronaf B, the limit increased from R$ 8,000 to R$ 16,000, in the case of two young people from the same family unit accessing the financing. In the specific lines of Pronaf Jovem, the maximum investment amount rose from R$ 35,000 to R$ 50,000, and interest rates decreased from 3% to 2% per year.
Line for home renovations
Beyond production, the Plano Safra (Harvest Plan) expands investments focused on the quality of life of farming families, because the countryside is a place for well-being. The major new development is the Pronaf B housing program, with a limit of R$ 10,000 for home renovations and sanitary installations, with interest rates of 0.5% and a five-year repayment term, in addition to discounts of up to 40% for those who pay on time. For those with an income of up to R$ 150,000 per year, the rate for the rural housing line has dropped from 8% to 5% per year. Financing conditions have also been expanded for families with incomes up to R$ 500,000, who can now access credit of up to R$ 150,000 with interest rates of 7.5% per year.
Easier access to purchasing adapted machines.
The modernization of family farming has also progressed. The Pronaf Mais Alimentos interest rate for small machinery has dropped from 2.5% to 1.5% per year, and the financing limit has increased from R$ 100,000 to R$ 120,000. Investments in irrigation, protected cultivation, storage, milk cooling tanks, milking machines, aquaculture, fishing, rural connectivity, and accessibility equipment will also benefit from reduced interest rates of 2% per year, expanding productive capacity and improving working conditions for farming families. For tractors and agricultural implements up to R$ 250,000, the interest rate remains at 5% per year, preserving support for the mechanization of small farms.
More agroecology
The new Harvest Plan expanded incentive instruments for sustainable production and adaptation to climate change by reducing interest rates on production costs to just 1% per year for agroecological and organic production and for socio-biodiversity products. Conditions for the Pronaf Agroecology program were also improved, with a reduction in the interest rate from 3% to 2% per year, strengthening the transition to more sustainable production systems. The limit for the Pronaf Bioeconomy program was increased from R$ 250,000 to R$ 450,000 for projects focused on forestry and agroforestry systems.
From the Land to the Table – Crop Guarantee
The Brazilian Family Farming Harvest Plan introduces the "Land to Table – Crop Guarantee" program. This program allocates over R$ 400 million to productive inclusion, climate adaptation, and strengthening food production for more than 60,000 families in the Brazilian Semi-Arid region. The initiative expands on "From Land to Table Brazil," which has already established itself as one of the main actions promoting the agroecological transition of the Ministry of Agrarian Development (MDA), benefiting 55 organizations and nearly 29,000 family farmers with technical assistance, training, and productive structuring.
This text was translated by machine from Brazilian Portuguese.