Insurance companies launch tool to measure socio-environmental risk of agricultural policies.

The National Confederation of Insurance Companies (CNseg), in partnership with the National Federation of General Insurance (FenSeg), launched a socio-environmental compliance analysis solution dedicated to supporting the underwriting process based on environmental, social, and governance (ESG) criteria in the rural insurance market. The tool integrates queries from 18 official public databases, including the Rural Environmental Registry (CAR), embargoed areas, conservation units, indigenous lands, and deforestation records, allowing for a more precise, structured, and auditable analysis of risks before insurance acceptance. In practice, the solution expands the ability of insurance companies to assess risks and make decisions with greater technical and legal consistency. “CNseg’s Socio-environmental Compliance solution supports insurers’ risk management by assessing the socio-environmental compliance of properties based on legislation, regulations, and other relevant criteria. Primarily focused on rural insurance, but also applicable to the urban context, the solution automatically cross-references information on properties, polygons, and records from the Rural Environmental Registry (CAR) with various socio-environmental databases. This gives insurers greater legal and operational security in the underwriting and renewal of policies, as well as greater transparency and accountability in risk management,” says André Vasco, director of the CNseg Member Services Department. For Glaucio Toyama, president of the rural insurance commission of FenSeg, the advancement of these solutions reflects the evolution of the market itself. “Agricultural insurance has undergone a continuous process of improvement, incorporating technology, data, and increasingly rigorous criteria in risk analysis. The Socio-Environmental Compliance Solution is a concrete example of how the sector has been structuring its practices not only from an environmental and social point of view, but also from a governance perspective, with more transparent, auditable processes aligned with regulatory requirements, guaranteeing not only the protection of production, but also the integrity of production chains and compliance with legislation.”

This text was translated by machine from Brazilian Portuguese.