Farmers affected by droughts, floods and other climate disasters may have easier access to credit, subsidized rural insurance and debt renegotiation. The measure is provided for in Bill 5029/2025, approved this Wednesday (27) by the Agriculture Committee of the Chamber of Deputies. The opinion was read by Deputy Pezenti (MDB-SC), Environment Coordinator of the Parliamentary Agricultural Front (FPA). The proposal, reported by Deputy Alberto Fraga (PL-DF), creates the Rural Producer Support Program (PAPR), with the objective of supporting the recovery of the productive capacity of farmers and ranchers affected by extreme weather events. The approved text authorizes the federal government to pay up to 90% of the value of the Rural Insurance premium for the following harvest. The benefit will be intended for rural producers who register losses exceeding 50% of current production as a result of climate disasters, in agricultural, livestock, forestry, aquaculture or extractive activities. Fraga revised key points of the original text to prioritize existing mechanisms for rural credit, agricultural insurance, and mitigation of climate risks. In addition to subsidies for rural insurance, the bill provides for special lines of credit, debt renegotiation and extension, as well as measures to support the resumption of productive activity.

Strengthening recovery in the field

In defending the proposal, Fraga stated that the project faces "the difficulty of resuming productive activity by rural producers affected by climate disasters," a scenario that, according to him, has caused "significant losses in production, income, and investment capacity." The rapporteur also argued that the instruments currently available are still insufficient to assist producers in crisis situations. "Even though instruments such as rural credit, rural insurance, and the Agricultural Activity Guarantee Program (Proagro) exist, there are gaps, especially regarding immediate liquidity and the restoration of productive capacity after severe crop losses," he stated. In presenting the changes to the original text, Fraga highlighted that the substitute bill was developed to "ensure legal, operational, and fiscal viability" for the program. According to him, the new version "preserves the governance of rural credit and reduces implementation risks, while expanding the State's capacity to respond to climate disaster situations in rural areas." The proposal now goes to the Finance and Taxation Committee and the Constitution, Justice and Citizenship Committee of the Chamber of Deputies for analysis. 

This text was translated by machine from Brazilian Portuguese.